Regulation

PEPPPA’s Response to the European Commission’s Proposed PEPP Regulation Revision

The Pan-European Personal Pension Providers Association (PEPPPA) welcomes the European Commissions proposal to revise the PEPP Regulation with the aim of improving its attractiveness, scalability and role within the Savings and Investments Union. Based on practical implementation experience, PEPP uptake has remained limited due to structural and operational barriers, and we therefore support the proposed […]

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LifeGoals – Response to the European Commission’s Consultation on Supplementary Pensions

Introduction Supplementary pensions are under review in Europe. With demographic pressures weighing on public pensions, the European Commission has launched a targeted consultation on supplementary pensions (2025) to explore ways of improving occupational and personal retirement provision. At LifeGoals, we have actively engaged in this consultation. As both a cross-border IORP and one of Europe’s

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LifeGoals – The Future of the Pan-European Personal Pension Product: Unlocking Its Potential

The Pan-European Personal Pension Product (PEPP) was launched with an ambitious vision: to create a simple, portable, and transparent retirement savings product that works across the European Union. Designed to complement national pension systems, the PEPP promised to address demographic challenges, support labour mobility, and channel household savings into sustainable long-term investments. Yet, more than

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