PEPPPA has submitted its response to the European Commission’s consultation on revising the Pan-European Personal Pension Product Regulation.
The revision is an opportunity to remove structural barriers that have limited the product’s development. A workable framework must support cross-border scale, proportionate advice and distribution, understandable consumer choices and consistent supervision.
PEPPPA’s members bring direct experience of building and operating retirement products across European markets. Our response focuses on changes that can turn the PEPP from a sound policy concept into a product that providers can deliver and Europeans can use with confidence.